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Renters insurance
How much would it cost you to replace your belongings? Consider your furniture, appliances, TV, stereo equipment, computer equipment, tapes, clothing, linens and other important valuables. When you add them together, your personal possessions could cost thousands of dollars to repair or replace.
Renters insurance provides you with protection for many of your personal belongings if they are stolen or damaged by perils such as fire, smoke, water damage or lightning. Renters insurance also protects you against certain liability claims brought by others for bodily injury or damage to their property due to a covered accident. Protection you can't afford to be without.
Landlord Insurance
Have you ever wondered whether you would be able to afford the costly building repairs following a fire or loss, or the expensive legal fees and potential judgment resulting from a liability lawsuit? As a landlord, you have concerns about the risks you face-and with good reason. You have a lot invested in your building.
If you own a one through four-family building used exclusively for residential rental purposes, Kirkland Insurance offers insurance coverage that can protect your building and personal property from covered losses, and can help provide reimbursement for legal fees or lost rental income.
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