Individuals | Families | Self Employed | Groups
- Medicare Supplements & Advantage
- Long Term Care
- Travel Insurance
- Supplemental Insurance
Health Insurance: Health insurance has changed and you can no longer be denied if you have pre-existing conditions. We are Certified to offer Covered California plans without any broker fees! We can help you determine which plan will work for you and help you determine if you qualify for a subsidy.
Medicare Supplements & Advantage: Whether you’re Turning 65 or just want to explore your options, we can help. Open enrollment is October 15th to December 7th. “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”
Life Insurance: We can shop hundreds of companies for you. Fully underwritten term life insurance includes a free medical exam and the initial applications take less than 10 minutes in most cases. We also offer whole life (Participating and simplified) as well as universal life. You pay nothing unless and until you’re approved at a rate you are willing to accept.
Accident Insurance: Whether your young and invincible or just plain accident prone an accident plan can limit your liability. Accident plans work as a standalone product or in tandem with your medical policy.
Critical Illness Insurance: Pays a lump sum cash benefit upon diagnosis of Cancer, Heart Attack, Stroke and more see plan for details. Policies are subject to simplified and or full underwriting.
Simplified Life Insurance: Requires no exam, great for people who don’t like needles or want to save time. Initial applications are fast! Remember: You pay nothing unless and until you’re approved at a rate you are willing to accept.
Disability Insurance: Your most valuable asset is you! Are you prepared to maintain your standard of living if you’re too sick or injured to work? Travel Insurance: Taking the trip of your life? Going to live or study abroad? Talk to us about affordable options to make sure you’re protected. From simple trip insurance to global expat medical insurance we can get you covered!
Long Term Care insurance: If you or someone you know has had to care for a loved one who needs help with daily activities of living you know how valuable Long Term Care insurance can be.
Annuities: Looking for a stable guaranteed investment where you can lock in gains with a reasonable rate of return? An Annuity could be the right investment vehicle for you.
Is your Trust or Will up to date? We partner with attorneys that can help you establish a trust or will based on your specific needs. It’s never too early or too late to set up or reevaluate your family’s Trust. We can send you a comprehensive fact finder which, once complete, will help us make specific insurance recommendations based on your unique needs.
It Only Takes A Minute! Contact Us Today! Meeting every need
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San Diego, CA 92119
It Only Takes A Minute!Individual Health Insurance Life Insurance Group Health Insurance Dental Insurance Travel Insurance
Contact Us Today!
Meeting every need
In the ever maddening world of health insurance, I found Chris Kirkland many years ago and he has handled my insurance needs for myself and my family ever since. He has always taken the time to explain in great detail the many options that were available to me and has always taken the lead in getting me down the road with the best coverage....(if there is any that actually exists since Obama care has taken over) I am a truly loyal customer when I am taken care of and I also will be the first to leave if I am not properly serviced......If any of my clients are looking for someone to help them with their insurance needs, I feel most confident in referring Chris to assist them.... I look forward to having Chris represent me for many years to come and you will find him to be the an agent that will address your personal needs.